Terms & Conditions
Welcome to Credit USA 24. By accessing or using our website (creditusa24.com), you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using any part of our site. If you do not agree with any part of these terms, we kindly ask you to discontinue using our platform.
Credit USA 24 is an informational platform focused on financial awareness, loan-related guidance, and personal finance education for Bangladeshi readers. These terms apply to all visitors, readers, and users of our website.
Use of Content
All articles, guides, tables, infographics, and other materials published on Credit USA 24 are for general informational purposes only. We work hard to ensure accuracy, but financial regulations, interest rates, and bank policies change over time. Readers are strongly encouraged to verify any critical information directly with the respective financial institution or a qualified professional before making any financial decision.
You may read, share, and reference our content for personal, non-commercial use. However, you are not permitted to:
- Copy, reproduce, or republish entire articles without proper attribution or written permission.
- Modify or create derivative works from our content for commercial purposes.
- Use any automated system, including but not limited to scrapers or bots, to extract content from Credit USA 24.
Not Financial or Legal Advice
The information provided on Credit USA 24 is not intended to replace professional financial, legal, or tax advice. We do not act as a financial advisor, loan officer, or legal consultant. Any decision you make regarding loans, investments, savings, or any other financial matter is entirely your own responsibility. We strongly recommend consulting with a certified financial professional or directly contacting the relevant bank or institution before proceeding.
Loan interest rates, eligibility criteria, processing fees, and terms mentioned on our platform are based on publicly available information from official sources such as bank websites, Bangladesh Bank circulars, and published financial documents. However, actual rates and terms may vary based on individual credit profiles, bank policies, and market conditions.
Content Accuracy & Updates
Credit USA 24 makes every reasonable effort to ensure that the information published is accurate, up-to-date, and fact-checked. We regularly review and update our content to reflect changes in the financial sector. However, we cannot guarantee that all information is error-free or current at the exact moment you read it. If you find any inaccuracy or outdated information, we encourage you to contact us at sohan@creditusa24.com so that we can make corrections promptly.
We reserve the right to modify, update, or remove any content on Credit USA 24 without prior notice.
Third-Party Links & References
Our website may contain links to third-party websites, including banks, financial institutions, government portals, or other trusted resources. These links are provided for your convenience and reference only. Credit USA 24 does not control, endorse, or take responsibility for the content, privacy practices, or accuracy of information on those external sites. Visiting any third-party link is at your own risk.
Google AdSense & Advertising
Credit USA 24 uses Google AdSense and other advertising networks to display relevant ads. These third-party vendors may use cookies to serve ads based on a user’s prior visits to our website or other websites. We do not control how these advertising platforms collect or use data. For more information about how Google uses cookies for advertising, please refer to Google’s Privacy & Terms.
We participate in the Google AdSense program and comply with all applicable policies, including the prohibition of invalid clicks, misleading content, and prohibited financial content practices.
Intellectual Property Rights
All content on Credit USA 24, including text, graphics, logos, page headers, and data compilations, is the property of Credit USA 24 or its content contributors and is protected by applicable copyright and intellectual property laws. The Credit USA 24 name and logo may not be used without prior written consent.
If you believe that any content on our website infringes upon your intellectual property rights, please contact us with detailed information, and we will investigate the matter promptly.
User Conduct & Comments
Credit USA 24 may allow users to leave comments or submit feedback through designated sections or contact forms. When interacting with our platform, you agree not to:
- Post false, misleading, defamatory, or abusive content.
- Submit spam, promotional links, or irrelevant material.
- Impersonate any person or entity or misrepresent your affiliation with any organization.
- Attempt to gain unauthorized access to our website’s backend systems or databases.
We reserve the right to moderate, edit, or remove any user-generated content that violates these terms or is otherwise inappropriate.
Limitation of Liability
To the fullest extent permitted by applicable law, Credit USA 24 and its founder, editor (Md Mojahid Islam Sohan), team members, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of or reliance on our website or content. This includes, but is not limited to, financial losses, missed opportunities, incorrect loan applications, or any third-party claims.
You acknowledge that you use Credit USA 24 at your own risk and that you are solely responsible for any financial or other decisions you make based on the information provided.
Privacy & Data Collection
Your use of Credit USA 24 is also governed by our Privacy Policy, which explains how we collect, use, and protect your data. Please review that policy separately. By using our website, you consent to the practices described in both these Terms & Conditions and the Privacy Policy.
Modifications to Terms
Credit USA 24 reserves the right to update or change these Terms & Conditions at any time without prior notice. Any changes will be effective immediately upon posting on this page. Your continued use of our website after any modifications constitutes your acceptance of the updated terms. We encourage you to review this page periodically.
Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of Bangladesh. Any disputes arising from your use of Credit USA 24 shall be subject to the exclusive jurisdiction of the courts located in Dhaka, Bangladesh.
Contact Information
If you have any questions, concerns, or requests regarding these Terms & Conditions, please reach out to us:
Email: sohan@creditusa24.com
Business Location: Mirpur, Dhaka, Bangladesh
Founder & Editor: Md Mojahid Islam Sohan
Thank you for trusting Credit USA 24. We are committed to providing you with accurate, helpful, and transparent financial information.
Last updated: May 2026