Fact-Checking Policy

At Credit USA 24, accuracy and truthfulness are not just goals—they are the foundation of everything we publish. As a financial information platform serving Bangladeshi readers, we understand that even a small factual error can lead to poor financial decisions. That is why we have developed a strict fact-checking policy that applies to every article, guide, or piece of information published on our website.

This policy outlines how we verify information, who is responsible for fact-checking, and what readers can expect from us when errors are found.

Our Commitment to Accuracy

Credit USA 24 provides informational content about bank loans, interest rates, savings schemes, credit cards, and other financial products. We are committed to ensuring that all information published is:

Accurate at the time of publication
Based on verifiable and official sources
Free from misleading claims or exaggeration
Clearly labeled when information is speculative or opinion-based

We do not publish unverified claims. If we cannot confirm a piece of information through reliable sources, we either leave it out or clearly mention the uncertainty using phrases such as “it is generally observed” or “according to available information.”

Sources We Trust

Our fact-checking process relies on authoritative and credible sources. For financial content, we primarily use:

Official websites of banks operating in Bangladesh
Bangladesh Bank circulars and directives
Government financial publications and policy documents
Recognized financial institutions and regulatory bodies
Published annual reports and official press releases

We avoid using unverified third-party blogs, anonymous forums, or sources that lack editorial oversight. When we refer to external sources, we make reasonable efforts to ensure they are reliable and up-to-date.

Who Performs Fact-Checking

Every piece of content published on Credit USA 24 goes through a multi-layer review process. Our editorial team, led by founder and editor Md Mojahid Islam Sohan, is responsible for verifying facts before publication. The fact-checking process includes:

Initial research by the content writer using official sources
Cross-verification of all figures, interest rates, and policy information
Review by an editorial team member who checks claims against source documents
Final approval before publication, ensuring no unverified claim remains

No article is published unless it passes these verification steps. For time-sensitive updates, we prioritize accuracy over speed—we will never rush to publish unverified information.

Handling Updates and Changes in Financial Information

The financial sector, especially interest rates and loan policies, can change frequently. Banks revise their rates, Bangladesh Bank issues new circulars, and government policies evolve. Credit USA 24 acknowledges that information may become outdated over time.

Our approach to keeping information current includes:

Regularly reviewing published articles for outdated information
Updating interest rates and policy details whenever official changes are announced
Adding “Last updated” notes to time-sensitive content
Archiving or removing content that is no longer accurate beyond reasonable updates

Readers are encouraged to check the publication date of each article and verify critical information directly with the relevant financial institution before making decisions.

Corrections: What Happens When We Make a Mistake

Despite our best efforts, errors can sometimes occur. At Credit USA 24, we take full responsibility for our mistakes. When an error is identified—either by our team or reported by a reader—we follow a clear correction process:

The claim is immediately investigated and verified against official sources
If an error is confirmed, the article is promptly corrected
A correction notice is added at the bottom of the article, explaining what was changed and when
For major errors that could mislead readers, we may also publish a clarification note

We believe transparency about corrections builds trust. Hiding mistakes is never an option. If readers believe they have found an error in any of our content, we strongly encourage them to reach out via email. Every correction request is taken seriously and reviewed by our editorial team.

Distinguishing Facts from Opinions

Credit USA 24 primarily publishes factual, informational content. However, some articles may include analysis, practical tips, or general observations based on experience. In such cases, we clearly distinguish between established facts and helpful suggestions.

Phrases such as “in our experience,” “it is generally observed,” or “readers may consider” indicate opinion-based or general guidance rather than absolute facts. This transparency helps readers understand the nature of the information they are consuming.

What We Do Not Fact-Check

While we strive for accuracy in all our content, certain elements fall outside our formal fact-checking process. These include:

Reader comments and user-generated content (which do not represent our views)
Guest articles, which are clearly labeled and the responsibility of the guest author
External links to third-party websites (we do not verify the content of external sites)

For guest-contributed content, we still apply basic editorial review, but the primary responsibility for factual accuracy rests with the guest author.

Preventing Misinformation

Credit USA 24 has a zero-tolerance policy toward knowingly publishing false or misleading information. Our editorial team is trained to identify red flags such as unsupported claims, fabricated data, or exaggerated promises. Any content that promotes “get rich quick” schemes, unrealistic returns, or false guarantees is immediately rejected.

We also avoid sensational or fear-based language that could mislead readers about financial risks. Our responsibility is to inform, not to alarm.

Reporting a Factual Concern

Readers play an important role in maintaining our accuracy standards. If you believe any information published on Credit USA 24 is incorrect or outdated, please contact us immediately. Provide the article title, the specific claim you believe is inaccurate, and any supporting evidence or official source that contradicts our content.

We respond to all fact-checking concerns within 3 to 5 business days. If a correction is warranted, we will make it promptly and transparently. Even if no correction is needed, we will explain our verification process and the sources that support our original claim.

For fact-checking concerns, please email: sohan@creditusa24.com

Continuous Improvement

Our fact-checking policy is not static. As new challenges emerge and publishing standards evolve, we regularly review and update this policy to ensure it remains effective. We are committed to being a trustworthy financial information platform for Bangladeshi readers, and strong fact-checking practices are essential to that mission.

Md Mojahid Islam Sohan
Founder & Editor
Credit USA 24

Mirpur, Dhaka, Bangladesh

This fact-checking policy was last updated on May 12, 2026.